This question comes from Emilio, out of Shelby Township, who asks, “My wife and I were divorced in 2013. My wife was awarded the home in the divorce if she refinanced my interest off the home with me within two years after the divorce. The divorce decree does not address if I am responsible for maintaining the home. However, when the home does sell, I am entitled to 50% of the equity.”
Emilio goes on to ask, “my ex-wife never paid on the mortgage, let alone tried to refinance the home. I had to reinstate the mortgage so she would not lose the home. I also ended up putting a new roof on the home three years after the divorce. Now she is selling the house, and there is quite a bit of equity. According to the divorce decree, am I entitled to receive more than just the 50% of the equity? Am I not allowed to be reimbursed for the mortgage’s repayment? Am I entitled to be reimbursed for the repair and maintenance of the roof?”
Good question, Emilio.
Even though I am not a divorce attorney, I am often called on to get involved with parties concerning property disputes—usually about a home, long after the divorce decree has been issued. Your problem is more common than you think.
Divorce Decree and Property
In your case, first look to the divorce decree regarding the property settlement to determine each party’s responsibilities. If, as you say, your ex-spouse has failed to refinance, has failed to maintain the mortgage payments, and has failed to keep the property in good condition, you can contest the amount of proceeds each party is entitled to.
Keep Receipts
You should have all of your receipts for advancing payments on her behalf. You should also have the invoices and canceled checks for the roof repair.
Mortgage Payments
You should be fully reimbursed for those advances made to reinstate the mortgage, since you were not required under the divorce decree to do so.
Roof Repair and Home Maintenance
As for the roof repair, I believe you will only be entitled to reimbursement for half the roof expense. This is because the divorce decree does not address who is responsible for maintaining the home. And since the sales price is usually directly related to the overall condition of the home, both you and your ex-wife benefit from the roof’s condition, and so you would only be entitled to 1/2 of the repair expenses.
About David Soble: David is a seasoned real estate and finance attorney with more than 35 years of experience, combining his background as a “big bank insider” with a commitment to demystifying complex legal issues for his clients. As the founding attorney of Soble Law (also known as Soble PLC / Proven Resource), he leads a specialized team in Michigan and Ohio that handles real estate transactions, contract disputes, probate, and financial litigation. Known for a practical, no-nonsense approach and peer-rated excellence (Martindale-Hubbell AV Preeminent), Soble and his team strive to protect clients’ property and financial interests with clarity, integrity, and experience.
Disclaimer: You should not rely or act upon the contents of this article without seeking advice from your own qualified attorney.
If you liked what you read, check out our related YouTube videos
