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When Debt Buyers Escalate Collection Efforts: What to Do in a Collection Lawsuit

When Debt Buyers Escalate Collection Efforts: What to Do in a Collection Lawsuit

by David Soble | Jan 18, 2020 | Financial Disputes

What to Do in a Collection Lawsuit Aggressive debt buyers make big business out of purchasing and collecting on old credit card, medical, and charged-off consumer debt. California passed its Debt Buyers Fair Practices Act in part because old consumer debt accounts...
The Impact of Having An Estate Plan: 3 Reasons for Creating a Plan Regardless of One’s Station in Life

The Impact of Having An Estate Plan: 3 Reasons for Creating a Plan Regardless of One’s Station in Life

by David Soble | Jan 18, 2020 | Estate Planning

August is National Will Month. It precedes September’s National Preparedness Month and somehow, National “What Will Be Your Legacy” Month manages to fit snugly between the two. In truth, there is never a better time than “now” to be prepared and create an estate plan...
National Banks Are Making Riskier Loans: 3 Precautions Business Owners Can Take Against Rogue Lenders

National Banks Are Making Riskier Loans: 3 Precautions Business Owners Can Take Against Rogue Lenders

by David Soble | Jan 18, 2020 | Business Law, Financial Disputes, Real Estate Law

On June 25, 2014, the US Treasury Department, through the Office of the Comptroller of the Currency (“OCC”), issued a press release saying that banks nationwide are making riskier loans to compete with other banks. The OCC is charged with regulating and supervising...
The Safe Way to Consolidate a Chunk of Consumer Debt

The Safe Way to Consolidate a Chunk of Consumer Debt

by David Soble | Jan 18, 2020 | Real Estate Law

Author: Kaitlin Funaro, MarketPlace Media We’ve all seen late night infomercials promising to lift us out of a mountain of crushing debt: It’ll only take a phone call. Just three minutes of your time. And you, too, could be debt free forever. You don’t need to consult...
When the Bank Demands Payment in Full: 3 Options for Borrowers with Matured Business Loans

When the Bank Demands Payment in Full: 3 Options for Borrowers with Matured Business Loans

by David Soble | Jan 18, 2020 | Business Law, Financial Disputes

There are three realistic options that a business owner should consider when their bank demands payment of the loan in full. Pay Off the Loan In a restrictive banking climate, refinancing sounds much easier than it really is. Banks infrequently rewrite their own...
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The Importance of a Memorandum of Land Contract

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Embroiled in a Lawsuit? 5 Things to Consider for Negotiating a Legal Settlement

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